The object of baccarat is to correctly predict whose hand will be closer or equal to a total of nine: the Banker's or the Player's. Each card in baccarat is assigned a value and the sum of the two-card hand is the total. The values of each card are as follows:
- All face cards and 10s have no value
- Cards less than 10 are counted at face value
- Aces are worth one
- Only single digit values are valid. Any count that reaches a double digit drops the left digit
If the hand total of both the Player and the Banker is less than or equal to five a third card is drawn. You can also bet on the two hands having the same value, known as a tie. For a standard win the payout is one to one, whereas the payout for a tie is eight to one.